Group Health Information

In today’s competitive market compensation packages are important in attracting and retaining good workers.  Offering group health insurance is a valuable component of a compensation package which aids in the recruiting of potential employees.

We specialize in employee benefit packages for small businesses.  Any group with between 2-50 employees qualifies as a guaranteed issue group for health insurance according to AB 1672. 

AB 1672 is a California state law that allows an employer group of 2-50 employees to purchase group health coverage.  In order to obtain group coverage under AB 1672 insurance carriers will require proof of the business entity.  The most common forms of proof they request are the DE-6 (quarterly wage and withholding report), partnership agreements, and corporate filings from the Secretary of State (DBA).

We are committed to providing your business with the best customer service possible.  That is why we offer customized enrollment kits, up to date census information, as well as assisting with all claims and eligibility issues.

Individual Health Information

Individual health insurance is ideal for those who are not covered by an employer group or organization.  In order for someone to qualify for individual health insurance they must be able to pass an underwriting process.  Our office is available to answer any questions that arise.  You may also research your own individual health insurance by going to Insurance Neighborhood.  (Link to our insurance neighborhood page) 

MRMIP

The California Major Risk Medical Insurance Program is a 36 month program for people who are unable to obtain coverage in the individual market due to adverse health conditions.  After 36 months of enrollment in MRMIP, individuals will be removed from the plan and offered guaranteed coverage by the insurance carrier. 

Healthy Families

Healthy Families is a low cost health insurance for children and teens that do not qualify for free medi-cal.  Healthy Families offers health, dental and vision coverage.  For information regarding the Healthy Families Program please contact our office or visit http://healthyfamilies.ca.gov.